Personal Belongings
Furniture, electronics, clothes — we've got it all covered.
Get an affordable renter's insurance quote instantly
You've found the right roommate. Now make sure everything else is covered. RentProtect offers affordable, flexible renters insurance for people who live with roommates or rent, with separate coverage for each person.
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Fast Coverage
Get insured in minutes with a quick, user-friendly process.
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Affordable Plans
Flexible options starting as low as $5/month.
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Comprehensive Protection
Covers theft, fire, water damage, liability, and more.
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100% Digital
Manage everything online, from quotes to claims.
What's Covered?
Fire & Water Damage
You're protected from unexpected disasters.
Theft & Vandalism
Protection for your stuff while you're home or away.
Personal Liability
If someone gets hurt in your rental, we help cover legal costs.
How Renters Insurance Works
For Renters
Getting renter's insurance is a simple way to protect yourself and your belongings when living in someone else's home. The homeowner's insurance usually only covers the owner's property, not yours, but a renter's policy ensures your items are covered and provides liability protection if an accident happens. Many landlords now require it because it helps everyone feel secure and keeps responsibilities clear, giving you peace of mind while you focus on enjoying your home.
For Owners
Homeowners renting out space should require their roommates to carry renter's insurance, since a homeowner's policy usually does not cover a tenant's personal property or liability. Renter's insurance protects the roommate's belongings and provides coverage if they accidentally cause damage or injury, while helping the homeowner avoid claims on their own policy. That is why most landlords today require tenants to have their own renter's insurance, as it is an easy and affordable way to ensure everyone is properly protected.